South Africa: When does indemnity arise under a claims-made policy?
In February, the High Court discussed the differences between claims-made and loss-occurring policies, in relation to COVID-era losses and professional indemnity insurance. Insurance lawyer Jakop Mphofu explores the lessons for clients from The Collection at D’Aria (Pty) Ltd v Cross Point Brokers (Pty) Ltd [2026] ZAWCHC.